Single creditor services: one vendor for all your tail spend

Spot Buy Center becomes the single vendor and single creditor for all your non-strategic purchases. Your people keep buying from any supplier; we take care of supplier onboarding, ordering, invoicing and payment.

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What is a single creditor service?

A single creditor service means one external partner acts as the creditor for all your low-value and one-off purchases. Your ERP holds one vendor instead of hundreds. That partner buys from the actual suppliers, receives and checks their invoices and pays them, and sends you one consolidated, digital invoice flow with your PO numbers.

How the single creditor model works

An employee requests a purchase from any supplier, or asks us to source it.
The request is approved in your own workflow or in our purchase-to-pay software and gets a PO number.
Spot Buy Center orders from the supplier and handles onboarding, checks and follow-up.
The supplier invoices Spot Buy Center. You receive one digital invoice per order, matched to your PO.
You pay one creditor on your own payment terms. We pay the suppliers.

Single creditor vs. adding every supplier to your ERP

	Every small supplier in your ERP	Single creditor
Vendor master records	Hundreds, growing every month	One
Onboarding and compliance checks	Per supplier, by your team	Handled by Spot Buy Center
One-time vendors	A new vendor record each time	No new vendor needed
Invoices	Dozens of formats, often PDF or paper	One digital flow with your PO number
Payments	Many small payments and payment terms	One creditor, your payment terms

What you gain

Clients use the single creditor model to cut their active supplier base by 50% or more, remove most small-invoice handling from accounts payable and give procurement time back for strategic suppliers. Read how it works for finance teams and procurement teams, or compare our service plans.

Single creditor services: frequently asked questions

Is a single creditor the same as a master vendor?

Both describe one approved vendor that sits between your company and many small suppliers. With Spot Buy Center the single creditor also takes over sourcing, ordering, invoice checks and payment, not only the payment.

Which purchases go through the single creditor?

Tail spend: spot buys, one-time purchases, C-items and other non-strategic purchases outside your main contracts. Strategic suppliers stay in your own vendor base.

Can we keep our own payment terms?

Yes. You pay Spot Buy Center on your own payment terms, and we handle payment and any discussion with the suppliers.

Does it work with our ERP?

Yes. Spot Buy Center integrates with your ERP or purchase-to-pay system, or you use our software as a stand-alone solution in the cloud.

In which countries do you work?

We work for large organisations in Belgium, the Netherlands, France, Italy, Germany and the United Kingdom.

As a partner, Spot Buy Center pools all your purchases and tail spend. Offering local knowledge and immediate availability. We handle everything from buying and digital invoicing right through to aftercare.